Health insurance

Health insurance covers your non-medical expenses when your hospitalised for a certain amount of time. This is not a medical aid and should not be seen as a substitute for medical scheme membership.

When you are hospitalised your day-to-day expenses don’t stop. You still need to pay rent, and your family still need to be fed. Health insurance helps you cover these expenses while you’re in hospital. This cover pays out a cash amount if you’ve been hospitalised for a certain amount of time that you can use to cover your non-medical day-to-day expenses such as groceries or rent.

Benefits differ from policy to policy and can either pay out a lump sum or a daily cash pay-out if you’re in hospital for more than ten days. Make sure you understand all the terms and conditions of your health insurance policy when you sign up.